Watch the NPP in action

This short animation shows how a real-time payment moves through the NPP.

The NPP has been intentionally designed to be ‘open access’. Depending on the end-goal, there are a number of pathways an organisation could follow to access the NPP and its benefits.

Accessing the Platform

Visit our resource centre to view our whitepapers, inquiry submissions, webinars, guides and papers.

Resource centre

Osko® by BPAY® is an overlay service developed for use on the NPP. Launched in February 2018, its first iteration enables real-time peer-to-peer payments via the user’s regular internet or mobile banking service. It also enables users to include up to 280 characters to describe their payments, including emojis!

To read more about Osko, visit